Bankgurus logo

Corporate Office:

1st Floor, Plot No. 700,Mahaveer Nagar
Gopalpura Bypass Jaipur

Email Support:

info@bankgurus.in
support@bankgurus.in

Follow us:

Personal Loan Balance Transfer Plus Top up

At Lowest Interest Rates - Calculate EMI - Check Eligibility - Instant e-Approval - Special Offers

11.79% *
  • No hidden charges.
  • Affordable Interest Rates.
  • Easy monthly repayment options
  • Easily and quickly available loans.
Apply Now

Request Quote Now

Easy to apply for a loan with us,Once you have complete this form.

Personal Loan Balance Transfer Plus Top up



Personal Loan Balance transfer is a wonderful product offered by few Banks wherein the existing personal loan of a customer is transferred to a new financial institution with a top up facility

The advantage of this product to the customer is that his existing personal loan is transferred at a very low interest rate and the top up amount is also funded at the same rate .

For Example , A customer is running with a personal loan of 8 Lac from a bank at a interest rate of 15.50 % and he has completed a tenure of 2 years and his current principal outstanding is Rs. 5 Lac.

So in case of a Balance transfer this existing loan of the customer can be transferred at a ROI of 11. 79 % and an additional amount can also be funded to him at a ROI of 11.79 %.

Note :- The BT Rate Varies From Bank To Bank.

about bankgurus

EMI Calculator

Instantly calculate your monthly payment

about bankgurus

Service Charges & Fees

Find the service charges for your Personal Loan

about bankgurus

Easy Documentation

Quick, Easy and minimum documentation

about bankgurus

FAQs

Check our Frequently Asked Questions

Personal Loan DOCUMENTATION



Personal Loan Partnership Firm Company Applicant Individual / Proprietorship Firm
2 Year Form -16 / Letter of Appointment - - -
3 Month Latest salary slip - - -
6 Month Salary slip - - -
Pan Card - - -
Adhar Card / Current residence address proof - - -
2 Photo - - -
Running Loan details - - -

Frequently asked questions (FAQ)



Personal Loan

1. What are the minimum salary norms for availing Personal Loan. ?

The minimum salary to be credited should be 20000/- to avail a personal loan .

2. Is a customer who is getting cash salary eligible for a personal Loan.

No.


3. What is the maximum tenure for a personal loan.

5 Years


4. What are the minimum stability norms to avail a personal loan.

The minimum stability norms are for 2 years , else have to submit the continuity proof of 2 years .

Personal Loan Processing Fees & Charges

Here is an exhaustive list of all the fees and charges to be paid for the Personal loan.

  • Description of Charges
    Personal Loan
  • Loan Processing Charges*
    2.0% of Loan Amount + GST*
  • Stamping Charges*
    Actual
  • AMC(Annual Maintance Charges)
    N/A


Top