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Personal Loan Balance Transfer Plus Top up

At Lowest Interest Rates - Calculate EMI - Check Eligibility - Instant e-Approval - Special Offers

11.79% *
  • No hidden charges.
  • Affordable Interest Rates.
  • Easy monthly repayment options
  • Easily and quickly available loans.
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Personal Loan Balance Transfer Plus Top up

Personal Loan Balance transfer is a wonderful product offered by few Banks wherein the existing personal loan of a customer is transferred to a new financial institution with a top up facility

The advantage of this product to the customer is that his existing personal loan is transferred at a very low interest rate and the top up amount is also funded at the same rate .

For Example , A customer is running with a personal loan of 8 Lac from a bank at a interest rate of 15.50 % and he has completed a tenure of 2 years and his current principal outstanding is Rs. 5 Lac.

So in case of a Balance transfer this existing loan of the customer can be transferred at a ROI of 11. 79 % and an additional amount can also be funded to him at a ROI of 11.79 %.

Note :- The BT Rate Varies From Bank To Bank.

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EMI Calculator

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Service Charges & Fees

Find the service charges for your Personal Loan

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Easy Documentation

Quick, Easy and minimum documentation

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Check our Frequently Asked Questions


Personal Loan Partnership Firm Company Applicant Individual / Proprietorship Firm
2 Year Form -16 / Letter of Appointment - - -
3 Month Latest salary slip - - -
6 Month Salary slip - - -
Pan Card - - -
Adhar Card / Current residence address proof - - -
2 Photo - - -
Running Loan details - - -

Frequently asked questions (FAQ)

Personal Loan

1. What are the minimum salary norms for availing Personal Loan. ?

The minimum salary to be credited should be 20000/- to avail a personal loan .

2. Is a customer who is getting cash salary eligible for a personal Loan.


3. What is the maximum tenure for a personal loan.

5 Years

4. What are the minimum stability norms to avail a personal loan.

The minimum stability norms are for 2 years , else have to submit the continuity proof of 2 years .

Personal Loan Processing Fees & Charges

Here is an exhaustive list of all the fees and charges to be paid for the Personal loan.

  • Description of Charges
    Personal Loan
  • Loan Processing Charges*
    2.0% of Loan Amount + GST*
  • Stamping Charges*
  • AMC(Annual Maintance Charges)