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Personal Loan Balance transfer is a wonderful product offered by few Banks wherein the existing personal loan of a customer is transferred to a new financial institution with a top up facility
The advantage of this product to the customer is that his existing personal loan is transferred at a very low interest rate and the top up amount is also funded at the same rate .
For Example , A customer is running with a personal loan of 8 Lac from a bank at a interest rate of 15.50 % and he has completed a tenure of 2 years and his current principal outstanding is Rs. 5 Lac.
So in case of a Balance transfer this existing loan of the customer can be transferred at a ROI of 11. 79 % and an additional amount can also be funded to him at a ROI of 11.79 %.
|Personal Loan||Partnership Firm||Company Applicant||Individual / Proprietorship Firm|
|2 Year Form -16 / Letter of Appointment||-||-||-|
|3 Month Latest salary slip||-||-||-|
|6 Month Salary slip||-||-||-|
|Adhar Card / Current residence address proof||-||-||-|
|Running Loan details||-||-||-|
Here is an exhaustive list of all the fees and charges to be paid for the Personal loan.