Mortgage Loan

Now your property will become your cash ….avail the best mortgage loan rates only with Bankgurus .

8.50% *
  • Loan Against Residential Property/ Plot
  • Loan Against Commercial Property/ Plot
  • Loan to purchase Ready Commercial Property
  • Loan to purchase Under-construction Commercial Property
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MORTGAGE LOAN in Jaipur



LOAN AGAINST PROPERTY

We also arrange for best of the Cash credit and Overdraft facilities as per customer needs . Mortgage loan available on residential , commercial , school , college , hospital, industrial land at attractive rate of interest and easy repayment options as high as for 15 years.

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EMI Calculator

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Service Charges & Fees

Find the service charges for your MORTGAGE LOAN

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Easy Documentation

Quick, Easy and minimum documentation

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FAQs

Check our Frequently Asked Questions

Lease Rental Discounting

If a customer holds a commercial property and the same has been leased out to a Category A company or firm the customer can avail a loan against that property considering the rental income coming from that property as his Income .

The Maximum tenure for which the loan will be the amount of tenure left for lease as per the Lease agreement between the lessor and the lessee. The maximum loan that can be funded under this program would be 60-65 % of the market value of the property

MORTGAGE Loan DOCUMENTATION



Partnership Firm Applicant Company Applicant Individual / Proprietorship Firm
3 Year ITR/Computation/Audit report with 3cd report and all the annexures ** 3 Year ITR/Computation/Audit report with 3cd report and all the annexures ** 3 Year ITR/Computation/Audit report with 3cd report and all the annexures **
1 Year Current account statement 1 Year Current account statement 1 Year Current account statement
Firm Pan Card Company Pan card Pan Card of individual/proprietor
Firm registration Company registration- VAT /RST/CST Firm registration
Partnership Deed MOA Vat Returns
GST Returns List of directors & shareholding pattern ( CA Attested) Property papers in case of Mortgage /DOD
Property papers Property papers in case of Mortgage /DOD Loan details , if any
Property papers in case of Mortgage /DOD 51% shareholders to be on Loan structure 2 Photo
Loan details , if any Loan details , if any Loan details , if any
Coapplicants Coapplicants Coapplicants ( Blood Relative )
Pan Card of all the partners Pan Card of all the Directors Pan Card
Residence address proof of all the partners Residence address proof of all the Directors Residence address proof
2 Photo of each partner 2 Photo of each Director 2 Photo
1 Year Saving account statement of all the partners 1 Year Saving account statement of all the Directors 3 Year ITR/Computation/Audit report with 3cd report and all the annexures **
In case of Commercial Purchase In case of Commercial Purchase In case of Commercial Purchase
Agreement to Sale Agreement to Sale Agreement to Sale
** - If Unaudited than ITR/Computation with P & L ,Capital account and BS ** - If Unaudited than ITR/Computation with P & L ,Capital account and BS ** - If Unaudited than ITR/Computation with P & L ,Capital account and BS

Frequently asked questions (FAQ)



Mortgage Loan

1. What is the maximum funding that can be availed in a mortgage loan program ?

The maximum funding that can be availed is different into different property types :-

Residential :-
Maximum upto 75 % of the market value subject to financial eligibility.

Commercial :-
Maximum 65 % of the market value subject to financial eligibility.

Industrial :-
Maximum 55 % of the market value subject to financial eligibility.

Open Land :-
Maximum 45 % of the market value subject to financial eligibility .

2. What are the different loan types can be given into a Mortgage Loan Program?

The different loan types could be :-
Term Loan / EMI Loan :- Loan funded into a Equated Monthly Installment form . DOD :- Drop Line Overdraft Limit .
CC Limit :- Traditional Cash credit facility


3. What is the maximum Tenure into a Mortgage Loan ?

The maximum tenure for a mortgage loan could be 15 years


Mortgage Loan Interest Rates & Charges

Here is an exhaustive list of all the fees and charges to be paid for the car loan.

  • Description of Charges
    Mortgage Loan
  • Loan Processing Charges*
    1.0% of Loan Amount + GST*
  • Stamping Charges*
    Actual
  • AMC(Annual Maintance Charges)
    N/A

  • Description of Charges
    Mortgage DOD
  • Loan Processing Charges*
    1.0% of Loan Amount + GST*
  • Stamping Charges*
    Actual
  • AMC(Annual Maintance Charges)
    • Upto 50LAC- 30000/Annual
    • Above 50LAC- 50000/Annual


Apply in three easy steps


1

Fill query form

Fill basic details like Name, Age, Salaried / Self employed, Loan Amount, contact details, email id, preferred time for call back.

2

Receive call

Call Confirmation to avoid any miscommunication

3

Submit loan documents

Documents Will be confirmed during call confirmation

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