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Home Loan in Jaipur



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EMI Calculator

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Service Charges & Fees

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Easy Documentation

Quick, Easy and minimum documentation

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FAQs

Check our Frequently Asked Questions

About Home Loan

Bankgurus offers you the cheapest home loans with highest eligibilities and maximum tenures as high as 30 years.

Avail the best interest rates on your existing home loans along with top up loans on interest rates as low as your home loans.

Getting a home loan from Bankgurus is easy and quick. We keep the paperwork and other formalities to a minimum. Proof of your identity, address and income are some of the key documents that are required to be submitted for home loan. A unique offering to customers who are buying ready to occupy property. While we fund your dream home we also understand that you need to spend on the fixtures and fittings to make the place yours. As a part of the overall package, we offer you an additional amount for Furnishings & Fixtures (subject to eligibility) exclusively for this purpose, making this the best home loan available on the market.

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Home Loan DOCUMENTATION



Partnership Firm Applicant Company Applicant Individual / Proprietorship Firm
3 Year ITR/Computation/Audit report with 3cd report and all the annexures ** 3 Year ITR/Computation/Audit report with 3cd report and all the annexures ** 3 Year ITR/Computation/Audit report with 3cd report and all the annexures **
1 Year Current account statement 1 Year Current account statement 1 Year Current account statement
Firm Pan Card Company Pan card Pan Card of individual/proprietor
Firm registration Company registration- VAT /RST/CST Firm registration
Partnership Deed MOA Vat Returns
GST Returns List of directors & shareholding pattern ( CA Attested) Property Papers
Property papers Property Papers Loan details , if any
Property Papers 51% shareholders to be on Loan structure 2 Photo
Loan details , if any Loan details , if any Loan details , if any
Coapplicants Coapplicants Coapplicants ( Blood Relative )
Pan Card of all the partners Pan Card of all the Directors Pan Card
Residence address proof of all the partners Residence address proof of all the Directors Residence address proof
2 Photo of each partner 2 Photo of each Director 2 Photo
1 Year Saving account statement of all the partners 1 Year Saving account statement of all the Directors 3 Year ITR/Computation/Audit report with 3cd report and all the annexures **
In case of Home Loan Purchase In case of Home Loan Purchase In case of Home Loan Purchase
Agreement to Sale Agreement to Sale Agreement to Sale
** - If Unaudited than ITR/Computation with P & L ,Capital account and BS ** - If Unaudited than ITR/Computation with P & L ,Capital account and BS ** - If Unaudited than ITR/Computation with P & L ,Capital account and BS

Frequently asked questions (FAQ)



Home Loan

1. What is the maximum funding can be done on a flat purchase ?

The maximum funding over a flat purchase is upto 100 % of the agreement value or 90 % of the market value which ever is lower.

2. What is the maximum funding that can be done on a raw house purchase ?

A bank can fund upto 150 % of the agreement value or 90 % of the market value which ever is lower .


3. What is the maximum funding can be done over a land purchase ?

It could be maximum 75 % of the registry value


4. What kind of properties can be funded under home loan ?

Any property which is approved by a local govt . authority and abiding to the construction norms of the authority can be funded .


5. What is the maximum tenure into a Home Loan ?

Salaried :-
30 Years subject to the age of the applicant should not cross 65 years at the completion of the loan

Self employed :-
20 Years subject to the age of the applicant should not cross 70 years at the completion of the loan .

Features of Home Loan



All loans are not created equal, Home loan has become a great option for people to use.

Salaried & Self Employed

Proper documentation is an essential part of the Home Loan ... For all those salaried and self-employed individuals.

Home Loans For NRIs

NRI Home Loans. Get quick and easy home loans at an attractive housing finance rates with Bankgurus.

Home Loan Interest Rates & Charges

Here is an exhaustive list of all the fees and charges to be paid for the car loan.

  • Description of Charges
    Home Loan
  • Loan Processing Charges*
    0.50% of Loan Amount + GST*
  • Stamping Charges*
    Actual As per Goverment Norms
  • AMC(Annual Maintance Charges)
    N/A
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