Bring your dream car with bankgurus

At Lowest Interest Rates - Calculate EMI - Check Eligibility - Instant e-Approval - Special Offers

8.15% *
  • No hidden charges.
  • Affordable Interest Rates.
  • Easy monthly repayment options
  • Easily and quickly available loans.
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Get Your Car Loan

We offers amazing new and used car loan offers with huge options of Banks and Financial institutions to fulfill all the customer needs right from a good interest rate to maximum Loan to Values.

Car refinance also available with loans as high as 150 % of the original loan values that gives you higher funding with lower interest costs .

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EMI Calculator

Instantly calculate your monthly payment

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Service Charges & Fees

Find the service charges for your Car Loan

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Easy Documentation

Quick, Easy and minimum documentation

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FAQs

Check our Frequently Asked Questions

Car Loan Documentation



Car Loan - Only applicable for Salaried Partnership Firm Company Applicant Individual / Proprietorship Firm
2 Year Form -16 / Letter of Appointment 3 Year ITR/Computation/Audit report with 3cd report and all the annexures ** 3 Year ITR/Computation/Audit report with 3cd report and all the annexures ** 3 Year ITR/Computation/Audit report with 3cd report and all the annexures **
3 Month Latest salary slip 1 Year Current account statement 1 Year Current account statement 1 Year Current account statement
6 Month Salary slip Firm Pan Card Company Pan card Pan Card of individual/proprietor
Pan Card Firm registration Company registration- VAT /RST/CST Firm registration
Adhar Card / Current residence address proof Partnership Deed MOA Vat Returns
2 Photo GST Returns List of directors & shareholding pattern ( CA Attested) Residence address proof
Running Loan details Loan details , if any 2 Photo ---
--- Coapplicants Coapplicants ---
--- Pan Card of any one partner Pan Card of any one Director ---
--- Residence address proof of any one partner Residence address proof of any one Director ---
--- 2 Photo of any one partner 2 Photo of any one Director ---
--- Qutation of Car Qutation of car ---
** - If Unaudited than ITR/Computation with P & L ,Capital account and BS ** - If Unaudited than ITR/Computation with P & L ,Capital account and BS ** - If Unaudited than ITR/Computation with P & L ,Capital account and BS

Frequently asked questions (FAQ)



New Car Loan

1. What is the maximum loan can be given on a new car ?

One can avail upto the 100% of the ex-showroom price of the car subject to the financial eligibility of the customer .


2. What are the eligibility norms to avail a car loan ?

A salaried person can avail upto the 3 times of the annual salary and a self employed can avail upto the 6 times of the annual declared profit .

Used car Loan

1. What is the Age of the car in a Used Car Loan ?

Petrol Car :-
The age of car for a petrol version is 10 years i.e. if a customer is purchasing a used petrol car of a 2012 model and he is applying a used car loan in 2017 than the maximum tenure of loan offered to him would be 5 years .

Diesel Car :-
The age of car for a diesel version is 08 years i.e. if a customer is purchasing a used diesel car of a 2012 model and he is applying a used car loan in 2017 than the maximum tenure of loan offered to him would be 3 years .


2. What is the maximum loan amount can be funded over a Used Car

The maximum loan amount can be funded over a used car is 90 % of the Valuation declared by bank for that particular model .
There are certain programs with some bank wherein the customer can avail upto the 150 % of the original loan amount approved over a car into a Balance transfer case

Car Loan Interest Rates & Charges

Here is an exhaustive list of all the fees and charges to be paid for the car loan.

  • Description of Charges
    Car Loan
  • Loan Processing Charges*
    Maximum up to 1%
  • Pre-payment charges*
    Nil
  • No Due Certificate
    Nil
  • Solvency Certificate
    Nil
  • Penalty Interest on delayed / overdue EMI
    Write here your % of delayed payment
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