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Business Loan BT + Top up

Bankgurus offers a huge basket of Business Loan options which help you choose a better product as per your requirement.

14.99% *
  • No hidden charges.
  • Affordable Interest Rates.
  • Easy monthly repayment options
  • Easily and quickly available loans.
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Business Loan BT + Top up



As we know that Business loan is a kind of unsecured loan . The Banks and NBFC`S in order to attract a good customer have recently introduced Business Loan BT product wherein the existing Business loan of a customer with good repayment history is taken over by other financial institution at a good rate of interest and minimum documentation .

In some cases based on the customer profile the financial institutions often offer a top up loan also along with the BT and that too at a lower rate of interest .

Business Loan for Professionals



All the financial institutions who are doing unsecured loans are very aggressive on Business loans to Professionals like Doctors , Architects, Chartered Accountants . The reason for the same is that banks considers this funding to be most safest being into service industry the income for the professionals is usually stable and growing .

The Banks also offer aggressive rates for these professionals considering it as safe funding.

Infact the income norms into professionals is also lenient while funding a Business Loan .

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Business Loan



Partnership Firm Applicant Company Applicant Individual / Proprietorship Firm
3 Year ITR/Computation/Audit report with 3cd report and all the annexures ** 3 Year ITR/Computation/Audit report with 3cd report and all the annexures ** 3 Year ITR/Computation/Audit report with 3cd report and all the annexures **
1 Year Current account statement 1 Year Current account statement 1 Year Current account statement
Firm Pan Card Company Pan card Pan Card of individual/proprietor
Firm registration Company registration- VAT /RST/CST Aadhar Card/ Residence address proof
Partnership Deed MOA Firm registration
GST Returns List of directors & shareholding pattern ( CA Attested) GST Returns
List of Debtors & creditors - Last 3 Years List of Debtors & creditors - Last 3 Years List of Debtors & creditors - Last 3 Years
51% shareholders to be on Loan structure 2 Photo --
Loan details , if any Loan details , if any Loan details , if any
Coapplicants Coapplicants ---
Pan Card of all the partners Pan Card of all the Directors ---
Residence address proof of all the partners Residence address proof of all the Directors ---
2 Photo of each partner 2 Photo of each Director ---
1 Year Saving account statement of all the partners 1 Year Saving account statement of all the Directors ---
** - If Unaudited than ITR/Computation with P & L ,Capital account and BS ** - If Unaudited than ITR/Computation with P & L ,Capital account and BS ** - If Unaudited than ITR/Computation with P & L ,Capital account and BS

Business Loan processing Fees &Charges

Here is an exhaustive list of all the fees and charges to be paid for the Business Loan.

  • Description of Charges
    Business Loan
  • Loan Processing Charges*
    2.0% of Loan Amount+ GST*
  • Stamping Charges
    Actual
  • AMC(Annual Maintance Charges)
    N/A
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